American International Group (AIG) Posts 51% Income Surge in Q4 Driven by Strong Underwriting Results
American International Group Inc. (NYSE:AIG) is one of the dirt cheap stocks to buy now. On February 11, American International Group reported the financial performance for 2025, highlighted by a 51% year-over-year surge in Q4 adjusted after-tax income to $1.96 per diluted share. For the full year, the company generated $4 billion in adjusted after-tax income and $2.3 billion in underwriting income, representing a 22% increase over 2024.
The company’s capital management strategy remained aggressive, with $6.8 billion returned to shareholders in 2025 through $5.8 billion in share repurchases and $1 billion in dividends. While American International Group saw strong growth in international commercial new business, it navigated a more complex landscape in North America, where retail property and personal net premiums contracted due to a reduced market appetite and higher reinsurance costs.
For 2026, American International Group Inc. (NYSE:AIG) forecasts net premiums written growth in the low to mid-teens, supported by various organic initiatives and strategic transactions. Management is prioritizing operational efficiency with a target to bring the expense ratio below 30% by 2027 and is actively implementing AI agents to reduce cycle times for underwriters. Additionally, the company plans to continue its robust share repurchase program, with at least $1 billion slated for 2026.
American International Group Inc. (NYSE:AIG) provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Ripple Partner Reaches One Million People With Safe Water
NASDAQ TRADE HALT CONTINUES <UCFIW.O> REASON NOT AVAILABLE AT 03:58 AM
VIPCross-Asset Positioning Amid AI Earnings Scrutiny and the US Election
1. Markets diverged during the week. Between the October 23 and October 30 closes, BTC fell 4.78%, the Nasdaq 100 declined 1.98%, and gold and silver dropped 2.72% and 8.59%, respectively. The DAX, KOSPI, Nikkei 225 and Hang Seng advanced. We focus on differences in growth prospects, valuation sensitivity and risk exposures rather than applying a single directional view across assets. 2. Market reactions to Alphabet's and Intel's earnings brought returns on AI investment into focus. Attention is shifting from the scale of capital expenditure to revenue realization, margins and free cash flow. Lower interest rates can ease discount-rate pressure, but a sustained valuation recovery still requires support from both operating performance and financing conditions. 3. The November 3 US midterm elections and November 6 employment report are key events in the coming week. We monitor how post-election fiscal and legislative agendas may affect interest rates, the dollar and industry operating conditions. Our execution priorities are to manage leverage and concentration, retain margin and exit-liquidity buffers, and avoid treating a single political outcome as an automatic trading signal. 4. Following Binance's disclosure of a security incident, industry attention to endpoint protection, access segregation and coordinated incident response has increased. Key assets to monitor: BTC, the Nasdaq 100, crude oil and gold, alongside upcoming earnings from AAPL, AMD, PLTR, ARM, ANET and QCOM.
HYATT HOTELS CORP <H.N>: JEFFERIES RAISES TARGET PRICE TO $188 FROM $167
Crypto prices
More
