According to the latest filing disclosed by the U.S. Securities and Exchange Commission, the initial term of the agreement signed by Regional Management Corp (RM) is set to expire on March 31, 2031.

The protocol includes an automatic renewal mechanism—if neither party proposes termination before the expiration, the contract will be automatically extended for two years, with no explicit limit on the number of renewals. This clause provides long-term stability for corporate cooperation while retaining necessary flexibility. The automatic renewal design reduces administrative costs associated with repeated negotiations and creates institutional guarantees for ongoing collaboration between both parties. Such clauses are common in strategic cooperation agreements that require long-term investment, reflecting the emphasis enterprises place on establishing sustainable partnerships.