Expert Says XRP Holders Waited 7 Years for the Next 3 Months

A narrow window has emerged for XRP as regulatory momentum builds in the U.S. Market participants now track a potential shift that could shape price action through the next quarter. Policy alignment, technical structure, and institutional readiness now converge within the same period.

John Squire (@TheCryptoSquire) captured that urgency in a recent post on X, saying, “XRP holders, you’ve waited 7 years for the next 3 months.” His statement reflects a growing view that a decisive move may follow years of legal and structural uncertainty.

$XRP holders you’ve waited 7 years for the next 3 months.

— John Squire (@TheCryptoSquire) April 5, 2026

CLARITY Act Drives Regulatory Certainty

The proposed Digital Asset Market CLARITY Act stands as the central catalyst. Lawmakers designed the bill to define digital assets under federal law.

It assigns oversight between the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). This structure gives market participants a clear framework for compliance and classification.

For XRP, legal certainty carries direct consequences. The asset is unique because the court has determined that it is not a security. Further regulatory clarity will reinforce this position. This move will encourage institutions to engage even more, and capital that requires strict regulatory clarity can then enter the market without hesitation.

Institutional Access and Capital Flow

Regulatory clarity directly affects institutional behavior. Asset managers, banks, and payment firms rely on defined rules before allocating capital. The CLARITY Act provides that structure. Once established, it opens the path for expanded participation in XRP markets.

Senator Cynthia Lummis recently suggested that the Senate Banking Committee could vote on the CLARITY Act this week, with a complete bill expected by the end of April. This legislative timing now drives attention, as market participants are eager to see how XRP will react once the bill is passed.

A Bullish Outlook for XRP

XRP’s market structure adds to the current setup. The asset has traded within an extended consolidation after a prolonged downturn. Price compression now signals potential expansion. Many experts believe XRP currently sits on the verge of a massive breakout.

Other factors support the current outlook. Growth within the Ripple ecosystem continues to expand utility. Tokenization initiatives and stablecoin development add new use cases.

Financial institutions are exploring blockchain integration at a faster pace, with many of these institutions showing interest in XRP. For investors who have waited seven years, as Squire mentioned, the next three months could be life-changing if they hold on to their XRP.