Expert Explains Why DTCC Choosing XLM Over XRPL Should Not Upset XRP Army

Software engineer Vincent Van Code has shared his perspective on the recent attention surrounding Stellar following reports that the Depository Trust & Clearing Corporation (DTCC) selected Stellar’s blockchain as one of the multi-chain solutions rather than the XRP ledger.

The development fueled renewed momentum for Stellar’s native token, XLM, which rose sharply following the announcement. According to CoinMarketCap’s data, XLM gained 23% over the last 24 hours as investors reacted to the news.

The rally also triggered debate within the XRP community, with some questioning why the XRPL network was not chosen for the particular role highlighted in the DTCC announcement.

Vincent Van Code addressed those concerns directly in a detailed post, arguing that the situation should not be viewed as a setback for XRP or the XRP Ledger.

XLM having its day, after DTCC announced that "ONE" of the multi chain solutions will use XLM.

Now XRP folk are upset it wasnt XRPL, but I am not. Read on to learn why…

— Vincent Van Code (@vincent_vancode) May 28, 2026

Vincent Van Code Says XRPL and XLM Serve Different Purposes

In his comments, Vincent Van Code explained that he believes XRPL and Stellar were designed with different priorities in mind. He stated that XRPL remains a “purpose-built liquidity machine” focused primarily on cross-currency payments and tokenization.

According to him, XRPL has been optimized for institutional settlement at a very high level. He pointed to features such as auto-bridging, liquidity pools, identity systems, and the platform’s decentralized exchange structure as examples of the network’s specialized capabilities.

At the same time, he suggested that Stellar likely met the specific technical and operational requirements needed for the DTCC solution. While he acknowledged that XRPL could potentially handle similar tasks, he argued that Stellar “ticked all of the boxes” for this particular implementation.

Van Code emphasized that the blockchain sector is evolving into an ecosystem where multiple networks can coexist while focusing on different functions. He said the DTCC development reinforces his long-held view that blockchain has a unique use case rather than a network dominating every area of the industry.

XRP Community Reactions Continue

The comments generated additional reactions from members of the crypto community, including Marc Ross, who weighed in on the price performance of both XLM and XRP.

Ross argued that price action does not always reflect long-term value. He noted that XLM reacted quickly to positive news while XRP has often remained flat or moved lower despite favorable developments connected to Ripple and the XRP ecosystem.

He also suggested that Ripple’s monthly escrow releases may contribute to selling pressure, limiting XRP’s short-term price movement. Despite that observation, Ross described the overall DTCC-related development as positive for both networks.

Caution Against Overcommitting to XLM

Although Vincent Van Code acknowledged the growing attention around Stellar, he also warned investors against assuming that rising network activity automatically guarantees long-term token performance.

He stressed that Stellar’s network growth and XLM’s price movement may be connected, but they are not the same thing. He advised market participants to remain cautious and avoid going “all in” solely for recent momentum tied to the DTCC announcement.