ProCredit H1 2026 profit falls 18.3% to EUR 38.5 million; operating income rises 6.6% to EUR 227.2 million
Reuters2026/08/13 04:58- ProCredit Holding posted H1 2026 profit of EUR 38.5 million, down 18.3%, as operating income rose 6.6% to EUR 227.2 million.
- Net interest income climbed 11.6% to EUR 191.3 million; net interest margin widened 0.1 percentage point year-on-year to 3.3%.
- Loss allowances rose to EUR 9 million, lifting cost of risk to 22 bp; defaulted loans held at 2.9%.
- Loan portfolio rose 8% to EUR 8.37 billion, while deposits increased 2.2% to EUR 9.34 billion.
- Management confirmed 2026 guidance for 12%-15% loan growth and group RoE around 7%; CET1 stood at 12.7% after a EUR 150 million AT1 issuance.
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