Qfin Q2 FY26 net income drops to RMB 401.4 million; revenue falls 31.63% year-on-year to RMB 3.57 billion

Reuters2026/08/26 08:57

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Qfin Holdings posted Q2 net revenue of RMB 3.57 billion, down 31.62% year over year.
Net income fell to RMB 401.4 million from RMB 1.73 billion a year earlier, hit by a non-recurring RMB 500 million tax expense.
Operating income dropped to RMB 1.16 billion from RMB 2.14 billion; operating margin narrowed to 32.6% from 41%.
Loan facilitation and origination volume slid 25.1% to RMB 63.38 billion; outstanding loan balance fell 23.2% to RMB 107.56 billion.
Management cited industry contraction, tighter regulatory oversight, a late-June liquidity shock; Q3 net income seen at RMB 360 million to RMB 460 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. QFIN Holdings Inc. published the original content used to generate this news brief on August 25, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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Qfin Q2 FY26 net income drops to RMB 401.4 million; revenue falls 31.63% year-on-year to RMB 3.57 billion

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