ICE says ARM share of mortgage rate locks nears 4-year high as 30-year fixed hits 7.2%

Bitget2026/10/05 13:04

ICE Mortgage Monitor flagged renewed adjustable-rate mortgage demand as rising fixed rates pushed ARM share above 11% of rate locks. ICE’s Conforming 30-year Fixed Rate Index hit 7.2% on Sept. 24, lifting borrower interest in lower initial ARM payments. Active first-lien ARMs rose to 3.1 million, the highest in 5.5 years, though they remain 5.6% of active mortgages. Only 1.05 million ARMs have reached their first reset, the lowest in more than 25 years, limiting near-term payment shock. About 74,000 7-year ARMs from 2020 are set to reset in 2027, with a median payment increase of USD 1,066. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202610050900BIZWIRE_USPR_____20261005_BW722684) on October 05, 2026, and is solely responsible for the information contained therein.

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ICE Mortgage Monitor flagged renewed adjustable-rate mortgage demand as rising fixed rates pushed ARM share above 11% of rate locks.
ICE’s Conforming 30-year Fixed Rate Index hit 7.2% on Sept. 24, lifting borrower interest in lower initial ARM payments.
Active first-lien ARMs rose to 3.1 million, the highest in 5.5 years, though they remain 5.6% of active mortgages.
Only 1.05 million ARMs have reached their first reset, the lowest in more than 25 years, limiting near-term payment shock.
About 74,000 7-year ARMs from 2020 are set to reset in 2027, with a median payment increase of USD 1,066.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202610050900BIZWIRE_USPR_____20261005_BW722684) on October 05, 2026, and is solely responsible for the information contained therein.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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Incordex appointed Chen Wang to its board effective Sept. 29, 2026. Wang founded his own brand. He has served as founder and board chairman of Yunnan Jinshengchang Technology and Trade since Oct. 2024. He previously led global pharmaceutical education operations at Meixin E-commerce. He later ran education operations at Zhuyuan Grop. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Incordex Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001477932-26-006080), on October 07, 2026, and is solely responsible for the information contained therein.

Bitget•2026/10/07 16:03